Friendly Real Estate

Rent vs Buy Calculator

Run the honest math. See when buying beats renting — and when it doesn't.

Buying

$
%
%
%
$

Renting

$
%

Total Cost of Buying (10 yrs)

$383,476

Total Cost of Renting (10 yrs)

$317,372

Includes opportunity cost of down payment

Break-even Point

After 10 yrs

When buying becomes cheaper than renting

Cumulative Cost Over Time